Skip to main content

Your guide to the new tax year and the allowances and exemptions you can use

Over recent weeks, the news headlines have been dominated by one story. The health, economic and societal impact of the coronavirus pandemic have filled newspapers and news bulletins for a couple of months, and normal life has taken a back seat as we navigate the new normal. During these unprecedented times, it’s easy to have […]

Why it’s ‘time in the markets not timing the markets’ that matters

If you’re an investor, you may have come across the phrase “time in the markets, not timing the markets.” What this means is that it is often more beneficial to stay invested for many years, rather than worrying about whether now is the best time to invest or to withdraw from the market. To help […]

Your 10-point lockdown financial checklist

Over the last few weeks, you may have found yourself with more time to tackle those little admin jobs that you have been putting off for months. To help you, we’ve put together this handy ten-point financial checklist of things you should consider doing. From finally sorting your will to applying for government coronavirus support, […]

Why loss aversion could be clouding your investment judgement right now

In uncertain periods, it’s very easy for emotions to take over decisions. This is certainly true if we consider the recent stock market uncertainty caused as a result of the coronavirus pandemic. Sharp falls in the market are worrying for any investor, and fear can be a powerful emotion. However, when your investing decisions are […]

Bull and bear markets explained

If you’re an investor, you’ve probably come across the phrases ‘bull markets’ and ‘bear markets’. Indeed, over the last 12 months or so you may have seen both terms used to describe global stock markets! But what are bull and bear markets? Why do they occur? And should we be worried about the current bear […]

Demand and supply, the coronavirus and the economy – what the crisis means

The last few weeks have seen an unprecedented change in the way the UK economy works. Supply of many goods and services has essentially dried up as workers stay at home and businesses furlough staff. Demand has also fallen off a cliff for all but the basic essentials. This combination of issues and the fact […]

Why over 60s might want to carry on contributing to their pension

If you’re approaching or in your 60s, it might seem a little late to be contributing to a pension to boost your income for when you retire. So, it’s perhaps no surprise that new research has revealed that pension opt-out rates are higher for over 60s than for any other age group. But should you […]

What the Base rate cut means for you

On 10th March, the Bank of England unanimously decided to reduce interest rates to bolster the economy amid the coronavirus outbreak. The Monetary Policy Committee made the emergency decision to cut the Base rate from 0.75% to 0.25% to ‘manage through an economic shock’. So, what does the Base rate cut mean for your finances? […]

The coronavirus and your finances – what you need to know

In recent weeks, the outbreak of Covid-19 (previously known as ‘coronavirus’) has made headlines around the world. By mid March, the World Health Organisation reported that there had been more than 110,000 reported cases globally, with more than 4,000 deaths. With outbreaks recorded in locations as diverse as Austria, Iran and Singapore it’s clear that […]

Budget 2020 – Winners and losers

This week, Rishi Sunak has delivered the first Budget of the new Conservative government. With a large majority behind him, the theme of the Chancellor’s speech was to deliver the promises made in the party’s election manifesto or, as Sunak himself repeatedly said, to ‘get things done’. Of course, the coronavirus outbreak has significantly changed […]