Independent Chartered Financial Planners
Last month, the US economy entered the tenth year of the current period of economic growth. It’s now the second-longest period of expansion in history and so the question is, of course, ‘how long can it last?’ The end of the current bull market doesn’t appear imminent and could continue for months or even years. […]
A recent study by Direct Line Life Insurance has revealed just how far Brits would go to challenge the will of a loved one. The research found that more than 24% of us would seek to dispute the wishes of a family member or friend if they disagreed with the division of their estate – […]
Statistics show that the number of older people working is on the rise. According to the Office for National Statistics, the proportion of 50 to 64-year-olds in work in the UK has climbed from 60% in 2000 to more than 70% now. And, the number of people working beyond 65 has doubled to about 10%. […]
Trade wars, the continued Brexit debate and strong share prices have been the headlines over the last few weeks. In your quarterly update, we look back at the major economic stories of the past three months and review the latest market data. UK Despite the continued uncertainty surrounding the UK’s exit from the European Union, […]
Are your children putting off buying a home or saving for the future because of the potential inheritance they will receive when you die? If so, they are not alone. Worrying new research has revealed that younger people are increasingly playing ‘inheritance roulette’, putting off major life decisions while banking on a windfall. We look […]
One of the main advantages of Pensions Freedoms is that drawdown allows you to take control of how much income you take, and when you take it. For example, you might decide that you don’t need to take an income immediately, preferring to leave your fund invested until you need to start making withdrawals. While […]
If you were a customer of Metro Bank, and you read the recent rumours surrounding the financial health of the company, you wouldn’t be blamed for wanting to withdraw your cash. While the rumours were quickly quashed by the bank, the incident once again reminded savers of the safety net offered by the Financial Services […]
If you or your children are looking to save up for a deposit for a new home, you’ve probably considered putting your savings in an ISA. With a wide choice of different types of ISA, they are an excellent tax-efficient way to save up the cash you need to put down a deposit on a […]
Your pension is likely to be one of the biggest assets you ever own. So, it makes sense that you’d take advice from an expert before you come to draw it. However, new research from the Association of British Insurers (ABI) reveals worrying levels of people accessing their pension savings without advice, potentially putting a […]
Are you concerned about running out of money when you retire? If so, you’re not alone. A new survey by Aegon has revealed that two in five financial advisers say that their clients’ primary concern is running out of money after they stop working. And, a third of advisers (32%) said that their clients worried they […]