Independent Chartered Financial Planners
Even by recent standards, the third quarter of 2019 was unpredictable and volatile. Brexit continues to dominate the headlines in both the UK and in Europe, and the election of a new prime minister appears to have increased the chances of a disorderly exit from the European Union. In your Q3 2019 market commentary, we […]
If you have children or grandchildren, you’ll be aware how important Halloween has become in recent years. Brits now spend an eye-watering £400 million on the spooky holiday, on everything from costumes to sweet treats. So, with Halloween just around the corner, we’ve highlighted five scary financial mistakes you should avoid this October 31… Taking […]
The world is facing some major problems. Climate change has risen to the top of the political agenda, with millions taking to the street to implore governments to act. The impact of extreme weather is being seen everywhere from Whaley Bridge to the Caribbean. And, there have been question marks over the representation of women […]
Would your retirement savings survive a 100-year life? Statistics show that almost one in five women aged 25 today will live until the age of 100. A 25-year-old man has a 14% chance of living to the same old age. And, the Office for National Statistics estimates that a woman already aged 65 has a […]
If you’re building up a savings pot for your retirement, then you’re in the ‘accumulation phase’. The aim of accumulation is to save and build wealth during your working years, so that there is sufficient for you to maintain your required lifestyle in retirement. During the years when many employees were paying into a Defined […]
As a young athlete, Andrew became aware very early of the discipline needed to be the best. Here, he shares with us his reflections on how hard work in the swimming pool has translated into hard work for clients three decades later… In my youth, I competed in 1,500-metre swimming events and once swam 80,000 […]
Last month, the US economy entered the tenth year of the current period of economic growth. It’s now the second-longest period of expansion in history and so the question is, of course, ‘how long can it last?’ The end of the current bull market doesn’t appear imminent and could continue for months or even years. […]
A recent study by Direct Line Life Insurance has revealed just how far Brits would go to challenge the will of a loved one. The research found that more than 24% of us would seek to dispute the wishes of a family member or friend if they disagreed with the division of their estate – […]
Statistics show that the number of older people working is on the rise. According to the Office for National Statistics, the proportion of 50 to 64-year-olds in work in the UK has climbed from 60% in 2000 to more than 70% now. And, the number of people working beyond 65 has doubled to about 10%. […]
Trade wars, the continued Brexit debate and strong share prices have been the headlines over the last few weeks. In your quarterly update, we look back at the major economic stories of the past three months and review the latest market data. UK Despite the continued uncertainty surrounding the UK’s exit from the European Union, […]