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The top 9 things you should consider doing before tax year end guide

The current tax year ends on 5 April 2020 and this date represents the final chance to use many of your annual thresholds and allowances. And, as you don’t have the option of carrying forward many of these allowances, failing to use them means you lose them. Keeping track of changing thresholds and effectively managing […]

Is it time to abolish the Tapered Annual Allowance?

In recent months, problems with pension allowances have made national news. A particular area of concern has been the impact on NHS staff, as it has emerged that the number of members leaving the NHS pension scheme was five times higher than other public pension funds. Issues with the controversial Tapered Annual Allowance have caused […]

2 easy ways you can help us to showcase the value of financial advice

Since Depledge Strategic Wealth Management Ltd opened its doors to advising clients in 2014 we have attracted over 200 new family groups who have come to rely on our services. A large proportion of new clients have been referred from our existing clients. Word-of-mouth referrals are extremely important to us, as we want to ensure […]

Depledge named as one of just 16 top-rated financial advice firms in the UK

It has been another busy few months at Depledge and, as we head into the spring, we have several important pieces of news to share with you. Not only have we been included in a list of just 16 top-rated financial advice firms in the UK, but we’ve also been nominated for an award and […]

Everything you need to know about limited company Buy to Let

Over the last few years, there have been significant changes to the taxation and regulation of Buy to Let investments. From changes to tenancy laws to an increase in the Stamp Duty rates, landlords have been hit with a raft of changes which have seen many amateur investors exit the market. During this period, however, […]

Revealed: The value of financial advice

It probably won’t surprise you to learn that we believe passionately in the benefits of financial planning. From giving you the confidence to live your life, to the pounds and pence returns that are generated, there are countless reasons why we believe clients benefit from advice. Now, a major report has looked at the specific […]

Pensions in 2020 – the changes you’ll see this year

Pension legislation never stands still. Successive governments have tinkered with rules, legislation, allowances and payments and 2020 will be no different in this regard. So, to help you understand what changes are in the pipeline, here’s your complete guide to the pension changes coming in 2020 – at least the ones we know about so […]

Maximising investments for children and grandchildren

Did you know that, according to HM Revenue and Customs, more than 10,000 children already have pension plans in place? If you consider that there were more than 900,000 Junior ISAs subscribed to in the 2017/18 tax year, then it’s clear that many parents and grandparents are planning for their child’s future using these investments. […]

Women £78,000 worse off in retirement – closing the gender pensions gap

Despite improvements over the last decade, there remains a significant gender gap when it comes to pensions. A new survey has found that women are, on average, £78,000 worse off than men in retirement, with the survey suggesting that one of the reasons for this is that women take fewer financial risks than men. Here, […]

Why financial planning advice is still essential later in life

Last tax year, Brits paid £5.4 billion in Inheritance Tax (IHT). The most recent available figures show that 5% of all estates now pay IHT, and so mitigating any potential liability is crucial if you want to avoid leaving your beneficiaries with a bill on your death. New research has found that more than £17 […]