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How to avoid paying Inheritance Tax on your estate when you pass away

9 February 2022 Inheritance Tax (IHT) is often called “Britain’s most hated tax” – and for good reason. Charged at a rate of 40% on the value of your estate above the applicable nil-rate bands when you pass away, it can make a significant dent in the wealth you pass on to loved ones when […]

7 practical ways the Bank of Mum and Dad financially supports children

9 February 2022 In recent years, the so-called “Bank of Mum and Dad” has become synonymous with the idea of helping younger generations onto the property ladder. As property becomes less and less affordable for first-time buyers, the term has been coined to reflect the increasing contributions parents (and grandparents) are making towards helping their […]

Your Q4 2021 market update

18 January 2022 After a couple of quarters where it seemed as if life was slowly returning to normal, the Omicron variant of the coronavirus emerged in the final three months of 2021. Cases have once again risen, although a major vaccine booster drive has helped to reduce serious instances of illness. In addition, while […]

2 easy ways we can help you to get more from your pension pot

18 January 2022Your pension savings are likely to play a significant role in ensuring you can maintain the lifestyle you want when you retire. So, it can make sense to seek advice at this time to ensure your fund remains “enough” for the retirement you seek. Despite the importance of guidance at retirement, the Daily […]

How to tackle the impact of inflation on your cash savings this year

18th January 2022 You’ve probably seen the recent headlines that inflation has reached its highest level in a decade. The BBC reports that the cost of living rose by more than 5% in the year to November 2021, driven by higher transport and energy costs. With experts predicting that inflation could rise even further in […]

10 useful financial jobs you need to do during your Christmas break

7 December 2021 Thanks to the fact that Christmas is at the weekend this year, many people will be able to enjoy a few days break during the festive period. Once you’ve eaten your last mouthful of turkey curry or Christmas pudding, you may find yourself with a little bit of time on your hands […]

5 really practical tips that will help you to spot an investment scam

7 December 2021 According to UK Finance, in the first half of 2021 an eye-watering £753.9 million was stolen through fraud, an increase of 30% compared to the same period in 2020. While transactional “push payment” fraud accounted for much of this total, losses from investment scams were up 95% year-on-year to more than £107 […]

From awards to new team members – your 2021 Depledge annual review

7 December 2021 As 2021 draws to a close, we can start to reflect on a dramatic year at Depledge Strategic Wealth Management Ltd. There have been so many highlights in what has been a packed year of challenges, triumphs and hard work.  So, to look back at the year, here are our thoughts on […]

3 interesting ways Covid has impacted retirement in the UK

10th November 2021 From the way we wash our hands to the shape of our working day, the pandemic has affected our lives in countless ways. Now, a major survey by interactive investor has asked more than 10,000 Brits to identify just how their retirement has been shaped by Covid-19. The Great British Retirement Survey […]

The pension mistake that is costing high earners thousands

10th November 2021 If you’re a higher- or additional-rate taxpayer, then one of the benefits of this is your ability to claim 40% or 45% tax relief on your pension contributions. However, despite this superb tax benefit, new research published in the Telegraph (£) has revealed that 8 out of 10 higher-rate taxpayers eligible to […]