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The cost of illness: how being ill or injured could deplete your wealth

18 March 2024 While you may think that a serious illness or injury is a remote possibility, the reality is that they are far more common than you may believe. In fact, the NHS reveals that it sees around 1.3 million people each day, the equivalent of the entire population of Estonia! Aside from the […]

3 lessons investors can learn from the 1974 stock market crash

18 March 2024 With 2024 in full swing, several factors, including GDP growth in Western nations, a surge in the value of tech companies, and robust employment figures, offer promising signs for market performance this year. However, these indicators don’t guarantee a good year. Persistent inflation and ongoing conflicts in regions like Ukraine and the […]

All the winners and losers from the 2024 Spring Budget

6 March 2024 With one eye on a forthcoming general election, the chancellor has announced a Budget aimed at generating long-term growth, with “more investment, more jobs, better public services and lower taxes”. While the headlines will inevitably focus on Jeremy Hunt’s cut in National Insurance contributions (NICs), many less headline-grabbing messages will affect millions […]

Your Spring Budget update – the key news from the chancellor’s statement

6 March 2024 The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s plans for the next fiscal year and beyond. With a general election looming – prime minister Rishi Sunak has said he will call it before the end of the year […]

Remortgaging: The essential steps you should take when your mortgage ends

If your mortgage deal is coming to an end or it’s already expired, you should consider remortgaging. This guide reveals the essential things you need to know.  The government previously estimated 57% of fixed-rate mortgages ending in 2023 had an interest rate below 2%. When these mortgage deals end, it’s very likely that households will […]

How to draft a comprehensive letter of wishes and why it’s important

31 January 2024 When you begin forming your estate plan, you may tick off the crucial legal documents first. Drafting a will, registering a Lasting Power of Attorney (LPA), and writing funds into trust are all common steps.  For most people, putting the legal and financial essentials in place is the first and last item […]

Could the upcoming UK and US elections have an impact on your investments?

31 January 2024 2024 is set to be a fascinating year for politics, with both the US and UK expected to hold general elections by the end of the year. On 16 January, the BBC reported that prime minister Rishi Sunak says he expects to call a general election “in the second half of 2024”.  […]

What are the “Magnificent Seven” and how could they affect your investment portfolio?

31 January 2024 If you paid attention to stock market trends in 2023, you might have heard of the “Magnificent Seven” – and no, we’re not talking about the 1960 Western movie.   The Magnificent Seven refers to seven US technology companies that are dominating the global stock market. As of February 2024, they are:  Together, […]

Q4 2023 global market update

16 January 2024 At the end of Q3 2023, all six of the below indices posted negative returns.  Fortunately, by the end of the final quarter of 2023, those same indices had all experienced a U-turn and were seeing positive results across the board. Source: JP Morgan After the stock market ended 2023 on a […]