Over the last few years, there have been significant changes to the taxation and regulation of Buy to Let investments. From changes to tenancy laws to an increase in the Stamp Duty rates, landlords have been hit with a raft of changes which have seen many amateur investors exit the market. During this period, however, […]
Pension legislation never stands still. Successive governments have tinkered with rules, legislation, allowances and payments and 2020 will be no different in this regard. So, to help you understand what changes are in the pipeline, here’s your complete guide to the pension changes coming in 2020 – at least the ones we know about so […]
Did you know that, according to HM Revenue and Customs, more than 10,000 children already have pension plans in place? If you consider that there were more than 900,000 Junior ISAs subscribed to in the 2017/18 tax year, then it’s clear that many parents and grandparents are planning for their child’s future using these investments. […]
Last tax year, Brits paid £5.4 billion in Inheritance Tax (IHT). The most recent available figures show that 5% of all estates now pay IHT, and so mitigating any potential liability is crucial if you want to avoid leaving your beneficiaries with a bill on your death. New research has found that more than £17 […]
Want to know how to live longer and enjoy a fulfilling retirement? One man who had many of the answers to this question was Shigeaki Hinohara who, until his death in 2017, was one of the world’s leading longevity experts. The Japanese physician and educator lived to the fine old age of 105 and, in […]
As the population continue to age, the government has already announced that the age at which individuals can claim their State Pension is to rise. The pension age is set to rise to age 66 in 2020, age 67 between 2026 and 2028 and then age 68 between 2044 and 2046. Now, a leading think […]
Even by recent standards, the third quarter of 2019 was unpredictable and volatile. Brexit continues to dominate the headlines in both the UK and in Europe, and the election of a new prime minister appears to have increased the chances of a disorderly exit from the European Union. In your Q3 2019 market commentary, we […]
The world is facing some major problems. Climate change has risen to the top of the political agenda, with millions taking to the street to implore governments to act. The impact of extreme weather is being seen everywhere from Whaley Bridge to the Caribbean. And, there have been question marks over the representation of women […]
Would your retirement savings survive a 100-year life? Statistics show that almost one in five women aged 25 today will live until the age of 100. A 25-year-old man has a 14% chance of living to the same old age. And, the Office for National Statistics estimates that a woman already aged 65 has a […]
As a young athlete, Andrew became aware very early of the discipline needed to be the best. Here, he shares with us his reflections on how hard work in the swimming pool has translated into hard work for clients three decades later… In my youth, I competed in 1,500-metre swimming events and once swam 80,000 […]