Pensions freedoms introduced three years ago give people greater flexibility with how they take the benefits from their personal pension. Defined Benefit (DB) schemes, commonly known as Final Salary pension, do not provide the same level of flexibility.
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4 top tips to protect yourself against pension scammers
You may well have seen the headlines that victims lost an average of £91k each in pension scams last year. Worryingly, in a recent survey, 32% of pension holders aged 45-65 said they were unsure how to verify if they were speaking to a genuine pensions adviser. Scammers are becoming increasingly sophisticated. They can be […]
Ideas for October half term
Incredible, isn’t it? It seems only a few week since the kids went back to school and already October half term is approaching.
VAT in ‘no deal’ Britain
With just seven months to go, the prospect of a ‘no deal’ Brexit looks increasingly likely.
Is recent instability a cause for alarm for emerging market investors?
Over the last two decades, emerging markets have been attractive to investors and investment strategies have followed an ever globalising trend.
October 2018
On Tuesday, 3rd November 2020 the United States will go to the polls to elect its next President. All the indications are that Donald Trump will stand for a second term and if the words of Bill Clinton – “It’s the economy, stupid” – are to be believed, he will win.
Long Read: What’s a better way to help my grandchildren through university?
As autumn approaches many students are preparing to start university for the first time. For most, this will mean leaving the place they grew up in behind as they embark on a life far from their home comforts.
4 key ways to prevent your grown-up children derailing your retirement savings
The Bank of Mum and Dad is a well-known concept and we all hate to see our children struggle financially, which is why many parents continue to support their children well into adulthood.
The rise of ‘staycation’ buy-to-lets
Since the Brexit vote, ‘staycations’ have become increasingly popular. This is unsurprising – for many people, going to the bureau de change has become an uncomfortable experience of seeing their hard-earned pounds transformed into a pitiful equivalent of euros or US dollars.
The Medicis: the banking family at the heart of the renaissance
The Middle Ages are not generally associated with multinational banking. However, during the 15th century, Florence’s Medici family built a banking empire that dominated Europe for a century.