With the array of online tools and self help resources available, it can be tempting to try and take your finances into your own hands from time to time.
Why the experts say people need financial advisers
Depledge News
A universal pension lesson: Start saving as early as you can
When it comes to saving for your pension, the old adage repeated to revising students rings true; little and often.
5 steps to becoming a millionaire
You can’t take two steps on the internet without tripping over a new get-rich-quick scheme or the latest mentor promising you fast, easy results.
Is a personal referral the best way to choose a financial adviser?
Getting a financial adviser to guide you through the process can be a great idea, but when you hand someone the keys to your capital, you want to make sure they know what they’re doing.
What makes seeing a financial adviser like having an MOT?
In some respects, our finances are no different to a car. They too could often benefit from a bit of fine-tuning from time to time to ensure they’re running at optimum performance and that our investments are working as hard as they might.
Don’t forget your digital legacy
When we think about what we leave behind when we die, the majority of us take an approach that gives little regard to the vast amount of digital assets we hold.
Are you keeping track of your pension pot?
Keeping track of your pension pots can feel like a full time job at times, particularly as we head towards a world where the average person will have eleven different jobs over the course of their career.
Can we make inheritance tax simpler?
Inheritance tax (IHT) has existed in the UK for over 300 years. In its current form, it was brought in to replace the old Capital Transfer Tax; a measure that was brought in itself as a form of wealth distribution in order to regulate disparity between rich and poor.
Is buying a state pension top-up worthwhile?
As part of your overall financial planning, one item that is worth considering is your state pension and whether you are on track to get the full amount. If not, it is possible to buy top-ups, which could boost your payout by £244 a year for life.
Record numbers make the most of pension freedoms
The people have spoken and they love freedom! Recent figures show withdrawals in the 2017-18 year were worth £6.7bn, the highest figure since the pension freedoms reforms were introduced in 2015.