18 July 2024 As you approach your 40s or 50s, have you begun to hear the phrase “midlife crisis” bandied about more often than before? While friends and family might like to make tongue-in-cheek jokes about buying a sports car or getting a trendy haircut, many people do experience a crisis of confidence when they […]
Andrew Day
2 important aspects of passing a property down as inheritance, explained
18 July 2024 A new study, published by FTAdviser, has found that 46% of high net worth individuals are planning to leave their home to their children as part of their inheritance. When you form your “estate plan” – the amount of inheritance you wish to leave when you die, and to who – it […]
What a Labour government could mean for your finances
10 July 2024 In a decisive and historic victory, the Labour Party won the 2024 UK general election with a significant majority and Keir Starmer has become the UK prime minister after 14 years of Conservative government The new chancellor, Rachel Reeves, has already pledged to “fix the foundations” of the British economy in a […]
What the 2024 general election could mean for your finances
26 June 2024 2024 has been called “the year of elections” with an estimated 2 billion people around the world heading to the polls. Voters in the UK will have their say on 4 July. Now that each of the main parties has published their manifestos, here’s what the 2024 general election could mean for […]
Guide: 7 useful questions if you plan to take a flexible income from your pension
26 March 2024 When you start to access your pension, how will you take an income? One of your options may be to withdraw a flexible income that suits your needs through flexi-access drawdown. A flexible income puts you in control and means you can adjust how much you withdraw from your pension if you […]
The cost of illness: how being ill or injured could deplete your wealth
18 March 2024 While you may think that a serious illness or injury is a remote possibility, the reality is that they are far more common than you may believe. In fact, the NHS reveals that it sees around 1.3 million people each day, the equivalent of the entire population of Estonia! Aside from the […]
2 common myths around trusts that people often believe, busted
18 March 2023 If you are a parent, it is likely that you have thought about how much money you would like to pass down to the next generation, either now or in the future. Something you may not have considered, though, is how this wealth will be transferred from you to your loved ones […]
3 lessons investors can learn from the 1974 stock market crash
18 March 2024 With 2024 in full swing, several factors, including GDP growth in Western nations, a surge in the value of tech companies, and robust employment figures, offer promising signs for market performance this year. However, these indicators don’t guarantee a good year. Persistent inflation and ongoing conflicts in regions like Ukraine and the […]
All the winners and losers from the 2024 Spring Budget
6 March 2024 With one eye on a forthcoming general election, the chancellor has announced a Budget aimed at generating long-term growth, with “more investment, more jobs, better public services and lower taxes”. While the headlines will inevitably focus on Jeremy Hunt’s cut in National Insurance contributions (NICs), many less headline-grabbing messages will affect millions […]
Your Spring Budget update – the key news from the chancellor’s statement
6 March 2024 The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s plans for the next fiscal year and beyond. With a general election looming – prime minister Rishi Sunak has said he will call it before the end of the year […]