19 May 2025 Leonardo Da Vinci famously said: “Simplicity is the ultimate sophistication.” In all areas of your life, you might find that overcomplicating your strategy leads to poor results. For instance, if you want to improve your physical fitness, having a simple plan that is easy to follow may help you remain disciplined and […]
19 May 2025 Professional mountaineers often attest to the fact that while the ascent is challenging, coming down from the mountain is the part that will really test their resilience. In a way, your career and retirement follow a similar trajectory. You tirelessly climb the mountain (pay into a pension) while you are working, and […]
19 May 2025 Even if you are not the world’s biggest golf fan, you won’t have missed the recent news: Rory McIlroy, Northern Irish golfer, won the 2025 Masters, achieving a career grand slam. Only six golfers can lay claim to the grand slam, which means winning all four of the sport’s major tournaments within […]
16 April 2025 If you follow the financial news, you may already be aware that the first quarter of 2025 was a mixed bag for the stock market and world economy. Below is a table demonstrating the performance of six key world indices in Q1 2025 and in the previous year. Source: JP Morgan As […]
16 April 2025 What financial advice would you give your younger self if you could go back in time? In a survey conducted by Aviva, over-50s have shared what they would have done differently if they had their life all over again – especially when it comes to money. While you can’t turn back time […]
16 April 2025 No doubt, you will be aware by now that in 2025, US stock markets have experienced some turmoil. This volatility has largely coincided with Donald Trump’s inauguration into the White House in January. As far as elections and inaugurations go, market volatility is relatively normal – investors dislike uncertainty, and any new […]
26 March 2025 After Rachel Reeves’ impactful first Budget in autumn 2024, you might have been concerned about the announcements that would be included in her Spring Statement on 26 March 2025. Reassuringly, the major headline from this year’s springtime fiscal event is that Reeves made few announcements that are likely to affect you and […]
6 March 2025 Inflation has barely left the headlines since the beginning of the Covid-19 pandemic, which has now been going on for five years. The rate of inflation is a numerical indicator of the overall cost of goods and services. The Office for National Statistics (ONS) says the UK’s rate of inflation had been […]
6 March 2025 You might have read our previous insights into why giving wealth away over the course of your lifetime could be a good idea. In short, this has to do with Inheritance Tax (IHT) – reducing the value of your estate by making gifts now means your loved ones could pay less IHT […]
9 March 2025 If you have children or grandchildren who attend a fee-paying school, you will no doubt be aware that fees have risen in 2025. Let’s take a look at why fees have gone up, the average price of private school fees today, plus four helpful options for funding these rising fees. The government […]