3rd March 2021 On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the government’s spending plans. The World Health Organization declared Covid-19 a pandemic on 11 March 2020, the same date as the 2020 Budget. Since then, the pandemic has led to lockdowns, […]
8th February 2021 If you’re self-employed, or you own your own business, the chances are that you are taxed less heavily than employed people, despite increases to Dividend Tax in recent years. The argument for paying less self-employed tax is that there is a difference between wealth creators and employees. Business owners bear the risk […]
8th February 2021 It’s hard to believe that the first confirmed case of human-to-human transmission of coronavirus was just thirteen months ago. Since then, nations across the globe have fought to tackle the spread of the virus, with devastating health and economic results. With shops and businesses once again closed, the UK is almost certainly […]
14th January 2021 One of the questions we hear most often is: “what does a financial planner actually do?” These days, financial planning is about much more than selecting investments. It’s about establishing your goals, smart decision-making, creative ideas, and making the most of any tax or financial opportunities that are available. It’s all very […]
14th December 2020 In recent months the government’s response to the pandemic has created a heavy strain on the Treasury. With the Office for Budget Responsibility confirming that government borrowing will hit £394 billion by the end of 2020, Chancellor Rishi Sunak has been under pressure to find new ways to raise additional revenue. This […]
14th December 2020 Despite the obvious challenges we have all been facing in 2020, it has been an extremely busy and successful year for Depledge SWM. Read on for a review of 2020, and an update regarding what we have been up to and how things are going. Welcome to all our new clients We’re […]
In line with the last two quarters, the coronavirus pandemic has dominated sentiment regarding the global economy. After deep falls in markets in the spring, there have been signs of recovery in the third quarter, as lockdowns ease and many businesses return to something approaching normal. Here’s a look back at Q3 in your quarterly […]
The coronavirus has not only inflicted huge emotional hardship across the world, but also vast economic damage. After a record-breaking 11-years of growth, the longest US bull run in history came to an end in the middle of March. Oil prices fell into negative territory, unemployment has soared, and many thousands of businesses are teetering […]
If you’re approaching or in your 60s, it might seem a little late to be contributing to a pension to boost your income for when you retire. So, it’s perhaps no surprise that new research has revealed that pension opt-out rates are higher for over 60s than for any other age group. But should you […]
This week, Rishi Sunak has delivered the first Budget of the new Conservative government. With a large majority behind him, the theme of the Chancellor’s speech was to deliver the promises made in the party’s election manifesto or, as Sunak himself repeatedly said, to ‘get things done’. Of course, the coronavirus outbreak has significantly changed […]