22 July 2021 One of the most common questions that clients ask us is: “will I run out of money?” Many entrepreneurs and company owners work long hours in their business for years. You perhaps consider this a labour of love or your passport to a long and comfortable retirement. You might just do it […]
22 July 2021 The Covid pandemic has undoubtedly been a time of increased government spending. The National Audit Office have created a Covid-19 cost tracker, which claims that the government have spent an estimated £372 billion on the crisis so far. Additionally, the BBC reports that, from April 2020 to 2021, the UK government borrowed […]
10th June 2021 These days, you probably insure your home, car, bike and even your mobile phone. However, despite an increase in interest during the pandemic, many people still don’t see life and health insurance as a priority. Indeed, a recent survey by insurance company Drewberry found that, in the last 12 months, more people […]
In his spring Budget, the chancellor was keen to point out that, as a result of his measures, “nobody’s take-home pay will be less than it is now”. While he may have resisted the temptation to raise Income Tax, VAT, or National Insurance contributions, Rishi Sunak’s announcements will see many people pay more tax in […]
26th April 2021The pandemic has meant some families have been able to save more. Those that have continued to work during the last year are often finding their outgoings have been lower and they now have more cash put to one side. If you still have a mortgage, overpaying is one option worth considering. According […]
26th April 2021When discussing investments or reading the news, you may have heard the phrase “rebalancing”. It’s an important part of making sure your portfolio continues to reflect your goals, but it can be overlooked or misunderstood. Read on to learn what rebalancing involves and why it’s part of investment strategies. Investing: A long-term game […]
26th April 2021The cost of funding care and delivering support to the elderly has become a national priority. However, research suggests it’s still not something individuals are thinking about when they make retirement plans. As average life expectancy has risen, the demand for care has soared and more people are living with complex needs. A […]
26th April 2021It’s now just over a year since equity markets across the world reached the bottom. Since then, the MSCI World Index has rallied by 79% and now sits 18% above its pre-Covid highs. The continuing vaccine rollout has boosted markets across the world as economies prepare to open up. Even in areas where […]
26th April 2021In recent months, Brits have become a nation of savers. The Guardian reports we collectively put £17.1 billion into savings and deposit accounts in February, on top of the £18.5 billion we saved in January. With shops, restaurants and theatres closed, and restrictions placed on movement, you may have seen your bank account […]
16th March 2021 Multiple lockdowns and restrictions on movement have been tough on our physical and mental health. Even people previously “doing okay” have found themselves struggling over the past 12 months, and these feelings can leave you vulnerable to scams. Scammers have defrauded Brits out of millions of pounds in the last year, using […]