In his spring Budget, the chancellor was keen to point out that, as a result of his measures, “nobody’s take-home pay will be less than it is now”. While he may have resisted the temptation to raise Income Tax, VAT, or National Insurance contributions, Rishi Sunak’s announcements will see many people pay more tax in […]
26th April 2021The pandemic has meant some families have been able to save more. Those that have continued to work during the last year are often finding their outgoings have been lower and they now have more cash put to one side. If you still have a mortgage, overpaying is one option worth considering. According […]
26th April 2021When discussing investments or reading the news, you may have heard the phrase “rebalancing”. It’s an important part of making sure your portfolio continues to reflect your goals, but it can be overlooked or misunderstood. Read on to learn what rebalancing involves and why it’s part of investment strategies. Investing: A long-term game […]
26th April 2021The cost of funding care and delivering support to the elderly has become a national priority. However, research suggests it’s still not something individuals are thinking about when they make retirement plans. As average life expectancy has risen, the demand for care has soared and more people are living with complex needs. A […]
26th April 2021It’s now just over a year since equity markets across the world reached the bottom. Since then, the MSCI World Index has rallied by 79% and now sits 18% above its pre-Covid highs. The continuing vaccine rollout has boosted markets across the world as economies prepare to open up. Even in areas where […]
26th April 2021In recent months, Brits have become a nation of savers. The Guardian reports we collectively put £17.1 billion into savings and deposit accounts in February, on top of the £18.5 billion we saved in January. With shops, restaurants and theatres closed, and restrictions placed on movement, you may have seen your bank account […]
16th March 2021 Multiple lockdowns and restrictions on movement have been tough on our physical and mental health. Even people previously “doing okay” have found themselves struggling over the past 12 months, and these feelings can leave you vulnerable to scams. Scammers have defrauded Brits out of millions of pounds in the last year, using […]
3rd March 2021 On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the government’s spending plans. The World Health Organization declared Covid-19 a pandemic on 11 March 2020, the same date as the 2020 Budget. Since then, the pandemic has led to lockdowns, […]
8th February 2021 If you’re self-employed, or you own your own business, the chances are that you are taxed less heavily than employed people, despite increases to Dividend Tax in recent years. The argument for paying less self-employed tax is that there is a difference between wealth creators and employees. Business owners bear the risk […]
8th February 2021 It’s hard to believe that the first confirmed case of human-to-human transmission of coronavirus was just thirteen months ago. Since then, nations across the globe have fought to tackle the spread of the virus, with devastating health and economic results. With shops and businesses once again closed, the UK is almost certainly […]