Independent Chartered Financial Planners
5 November 2025 Investing for children is one of the best presents you can give to youngsters you love. In fact, because time is key to growing wealth through compounding, if you invest for children early enough, you could give them the gift of a lifetime. Giving children a healthy financial start to adulthood could […]
5 November 2025 HMRC investigated 41% more families that it believed had underpaid Inheritance Tax (IHT) in the 2024/25 tax year. Information revealed by a freedom of information request, and reported in MoneyWeek, showed that HMRC opened 3,961 IHT investigations in 2024/25 compared to 2,807 the previous tax year. A quick Inheritance Tax refresher IHT […]
5 November 2025 AI has been big news throughout 2025. Now, the Bank of England (BoE), along with other key players, such as Jamie Dimon, Chairman and CEO of JPMorgan Chase, and Sam Altman, CEO of OpenAI, have warned that a “significant correction” is increasingly likely. Keep reading to understand what’s happening as we answer […]
15 October 2025 Each quarter, we share a global market update, which summarises significant events across major stock market indices. Compared to the relatively strong performance seen in Q2, the third quarter of 2025 delivered another period of steady gains across most markets. Trade tensions eased and optimism around AI continued, while expectations of interest […]
15 October 2025 If you’ve been following the news lately, you’ll know that the value of the pound has slipped over the past few weeks. Indeed, the Guardian reports that sterling fell by half a cent to $1.35 on 19 September 2025, putting it on track for its third consecutive daily decline. At first glance, […]
15 October 2025 It’s fair to say that managing your pensions and planning for retirement is a complicated business. With so many rules, allowances, and options, you might feel confident in the basics but still be unaware of important details that could have a significant effect on your wealth. This is why national campaigns, such […]
16 September 2025 As a child, Roald Dahl may have sparked your imagination and delighted you with magical stories. As an adult, those stories might be able to teach you valuable lessons about financial planning. Established to commemorate the author’s birthday, 13 September is Roald Dahl Story Day. In support of Roald Dahl’s Marvellous Children’s […]
16 September 2025 Careful financial planning helps to ensure that you can live your desired lifestyle and achieve important goals now and in the future. However, as well as your own aims, you will likely consider your loved ones and the legacy you leave for them. That is why Inheritance Tax (IHT) planning is so […]
16 September 2025 The Budget is an important date in the calendar because it is the chancellor’s opportunity to give an economic forecast and announce upcoming plans for spending and taxation. This year, the Budget will happen on 26 November. As you may have seen, the UK faces serious ongoing economic challenges, and chancellor Rachel […]
Financial planning can add real value to your life, helping you achieve your goals and enjoy the lifestyle you want. When you think about financial planning, you might initially focus on the financial element. Perhaps you’re interested in how planning can help you reduce your tax bill, invest to get the most out of your […]