Independent Chartered Financial Planners
15 October 2025 Each quarter, we share a global market update, which summarises significant events across major stock market indices. Compared to the relatively strong performance seen in Q2, the third quarter of 2025 delivered another period of steady gains across most markets. Trade tensions eased and optimism around AI continued, while expectations of interest […]
15 October 2025 If you’ve been following the news lately, you’ll know that the value of the pound has slipped over the past few weeks. Indeed, the Guardian reports that sterling fell by half a cent to $1.35 on 19 September 2025, putting it on track for its third consecutive daily decline. At first glance, […]
15 October 2025 It’s fair to say that managing your pensions and planning for retirement is a complicated business. With so many rules, allowances, and options, you might feel confident in the basics but still be unaware of important details that could have a significant effect on your wealth. This is why national campaigns, such […]
16 September 2025 As a child, Roald Dahl may have sparked your imagination and delighted you with magical stories. As an adult, those stories might be able to teach you valuable lessons about financial planning. Established to commemorate the author’s birthday, 13 September is Roald Dahl Story Day. In support of Roald Dahl’s Marvellous Children’s […]
16 September 2025 Careful financial planning helps to ensure that you can live your desired lifestyle and achieve important goals now and in the future. However, as well as your own aims, you will likely consider your loved ones and the legacy you leave for them. That is why Inheritance Tax (IHT) planning is so […]
16 September 2025 The Budget is an important date in the calendar because it is the chancellor’s opportunity to give an economic forecast and announce upcoming plans for spending and taxation. This year, the Budget will happen on 26 November. As you may have seen, the UK faces serious ongoing economic challenges, and chancellor Rachel […]
Financial planning can add real value to your life, helping you achieve your goals and enjoy the lifestyle you want. When you think about financial planning, you might initially focus on the financial element. Perhaps you’re interested in how planning can help you reduce your tax bill, invest to get the most out of your […]
Most parents and grandparents would agree that one of their greatest priorities is setting their children and grandchildren up for future success in life. Teaching them important life lessons, setting a good example, and yes, offering wealth to help them along their journey are all part of this. That is why Inheritance Tax (IHT) is […]
If you’re a high earner who has saved plenty of private pension wealth during your career, you may not have thought very hard about the State Pension. Yet throughout your career, you will have paid National Insurance contributions (NICs), and these NICs are put towards providing you with a guaranteed pension income once you reach […]
Earlier this year, we sent out a comprehensive survey to our clients, asking them for honest feedback about the service they receive from their Depledge financial planner. We have collated the results and are delighted to share them with you. 99.15% of clients believe working with Depledge has helped or will help them achieve their […]