Our investment philosophy

Making the complex simple

Investing can seem like a dark art, and in many ways it is. But that’s all the more reason to choose to work with a firm whose approach to managing your investments is one you understand and resonate with.

While we acknowledge that many factors (such as market returns) are out of our control, there are many other ways experts like ours can influence your portfolio’s growth. Ultimately, though, it comes down to having the experience and expertise to fill you with confidence, and keeping you informed at every stage.

Find out more about the key points that underpin our particular approach to investing below.

Principled, for your benefit

Independent and proud

In our view, your investment adviser shouldn’t be restricted in any way from making a recommendation to you. At Depledge, we take great care to avoid conflicts of interest and shun contractual arrangements that may compromise our independence.

Diversification comes first

One of the most important ideas arising from so-called modern portfolio theory is that investors should hold a fully diversified portfolio to avoid concentrated risk. It’s just like the old adage says: don’t put all your eggs in one basket.

Costs really do matter

The combined costs of your portfolio have a demonstrable effect on your future investment returns. As your wealth managers, we try to select companies with sufficient financial strength and adequate service levels, while bearing this in mind.

Strategic asset allocation

Modern portfolio theory states that by combining different types of assets, the collective investment will have a lower level of risk than if the money was held in a single investment. Deciding where to invest your money is one of our most important tasks.

Tactical asset allocation

This active portfolio management strategy involves rebalancing the percentage of assets held in various classes and sub-classes. The goal is to take advantage of short- and medium-term market inefficiencies. It’s another way we add value as your advisers.

An approach unique to you

With access to more than 200,000 daily feeds providing us with market information, you can feel sure that your investments are in safe hands with us. More than this, though, your portfolio will be tailored to your specific goals and needs, and reviewed regularly.

Your capital is at risk. The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested. Investments should be considered over the longer term and should fit in with your overall attitude to risk and financial circumstances.

Back to our process

Our clients speak

Every member of the Depledge team truly cares for our clients, but don’t just take our word for it. Here’s our feedback for all to see.

100

of clients were satisfied that we understood their needs, goals, aspirations, and objectives.

99.15

of clients believe that working with us has helped or will help them achieve their financial goals.

99.05

of clients who answered definitively would recommend us to their friends, family, or colleagues.

It was important my money matched my values, and Depledge made that possible

Clare Morgan

They’ve turned my financial worries into confidence and control.

Steve Richardson

Introducing clients is about trust, and with Depledge, we have total confidence.

William Annison

I was quickly convinced that Depledge was a company that I could work with and trust.

Financial Planning Testimonials

Rated and reviewed

VouchedFor is the UK’s leading independent review site for financial professionals. It makes us so proud to have hundreds of positive reviews from happy clients of all backgrounds. That’s a seal of approval that lets you know you can always count on us for sound, sensible advice.